Woodbury Realtors Dale Frisch Buying vs Renting

Woodbury Realtors Dale Frisch Tells you about Buying vs Renting.

A lot of the news sources are talking about how millennials are not buying homes.  The biggest reason that people are concerned about this, is that buying a home is technically a savings plan for retirement.  Because savings has become something of the past the banking system knows that if there is no money in banks it is harder for them to lend to people making it hard for them to make money and have it available for other people.

Think of it as bucket of water. We all want to drink from the bucket of water.  If more people are taking water and not putting any back in, the water will run out someday.

Is Buying vs Renting scary?

A lot of people think that homeownership is a big deal and that you have to know everything about mortgages and how to fix a home before buying one.

The truth is that homes don’t have that many problems.  Plumbing and electrical in homes doesn’t go bad that often. Look at the homes in St. Paul and Minneapolis that are built in the 1880’s.  Furnaces and Air condition last 10 to 15 years and often can be fixed and last longer.  Roof’s, siding and driveways last for 10 to 15 years.  Any problems that come can be easily answered.  Who do I call and how much is going to cost?

What can break and will break in under 5 years.  Appliances are shit now.  The old ones lasted for over 30 years.  Now you will be lucky to get 3 to 5 years out of washer and dryer even if they have a 10 year warranty.  There are several home warranty programs out there that will come out and fix the appliance.  You will have to decide if the cost is worth it compared to replace the appliances as they go.

Buying vs Renting Mortgage

Mortgages are not scary.  Most first time homebuyers only can afford to put 3.5% down payment and that can be from a family member or cities that offer down payment assistance. The only loan with that little down is called an FHA loan.  Do your research on FHA interest rates and what fees a mortgage company charges.

Buying vs Renting Woodbury Realtor

Getting a Realtor can be easy or hard. A Realtor that doesn’t understand how you live your life, it is hard for them to find you the home or townhome that works for you.  Also if they try showing you homes that you don’t want to see is when you need to tell them to stop and if they don’t fire them.

Do you need to sign a buyers representation document? You should feel comfortable with your Woodbury Realtor before signing this since this is a contract that says you will work only with that Realtor.  You can get out of this contract by telling the Realtor that you want cancel it and send you written proof.  I have never had someone want to cancel one of these with me and if they did I would let them.  Why would I want to work with someone that doesn’t want to work with me.  Other Realtors may not agree with this.

Buying vs Renting Just Do It!

Buying is a home is a lot easier than you think and once you start asking questions about how much it will cost and find out the truth and not something that was written on Facebook, you will find out that it will cost less than you thought. Most Realtors are nice. Most Loan officers are nice.  The right people will make you feel comfortable and answer all the questions you have.  The wrong ones will scary you and you will feel pressured. Run away fast.

Feel free to text me with your questions 612.715.6474.  You can message me on FB but make sure you put your question since I get a lot of strangers saying Hi. I have 2k in random friends, go figure.

Buying vs Renting a House with a payment under $1500

  1. 3 beds, 2 baths
    Home size: 1,638 sq ft
    Lot size: 1.49 ac
    Year built: 1998
    Listed with Edina Realty, Inc.
    Broker reciprocity icon
  2. 3 beds, 2 baths
    Home size: 1,632 sq ft
    Lot size: 42,253 sqft
    Year built: 1991
    Listed with Coldwell Banker Burnet
    Broker reciprocity icon
  3. 3 beds, 3 baths
    Home size: 1,158 sq ft
    Lot size: 22,607 sqft
    Year built: 1939
    Listed with Coldwell Banker Burnet
    Broker reciprocity icon
  4. 3 beds, 2 baths
    Home size: 1,418 sq ft
    Lot size: 2,134 sqft
    Year built: 2002
    Listed with RE/MAX Results
    Broker reciprocity icon
  5. 2 beds, 3 baths
    Home size: 1,752 sq ft
    Lot size: 2,787 sqft
    Year built: 2008
    Listed with Keller Williams Premier Realty
    Broker reciprocity icon
  6. 2 beds, 2 baths
    Home size: 1,166 sq ft
    Lot size: 32,277 sqft
    Year built: 1999
    Listed with Offsite Realty Inc
    Broker reciprocity icon
  7. 2 beds, 2 baths
    Home size: 1,328 sq ft
    Year built: 2001
    Listed with Coldwell Banker Burnet
    Broker reciprocity icon
  8. 3 beds, 2 baths
    Home size: 1,252 sq ft
    Lot size: 22,999 sqft
    Year built: 1958
    Listed with Dellwood Realty LLC
    Broker reciprocity icon
  9. 3 beds, 2 baths
    Home size: 1,271 sq ft
    Lot size: 3,441 sqft
    Year built: 1973
    Listed with Edina Realty, Inc.
    Broker reciprocity icon
  10. 2 beds, 3 baths
    Home size: 1,437 sq ft
    Lot size: 31,493 sqft
    Year built: 1998
    Listed with RES Realty
    Broker reciprocity icon
  11. 3 beds, 3 baths
    Home size: 1,676 sq ft
    Lot size: 5,880 sqft
    Year built: 1989
    Listed with RE/MAX Results
    Broker reciprocity icon
  12. 2 beds, 2 baths
    Home size: 1,375 sq ft
    Lot size: 1,306 sqft
    Year built: 2003
    Listed with Victory Realty
    Broker reciprocity icon
  13. 4 beds, 2 baths
    Home size: 1,768 sq ft
    Lot size: 9,191 sqft
    Year built: 1999
    Listed with Coldwell Banker Burnet
    Broker reciprocity icon
  14. 3 beds, 2 baths
    Home size: 1,450 sq ft
    Lot size: 21,387 sqft
    Year built: 1940
    Listed with Keller Williams Premier Realty
    Broker reciprocity icon
  15. 2 beds, 2 baths
    Home size: 1,662 sq ft
    Lot size: 6,838 sqft
    Year built: 1985
    Listed with eShowcase Realty, LLC
    Broker reciprocity icon
  16. 3 beds, 2 baths
    Home size: 1,385 sq ft
    Lot size: 12,632 sqft
    Year built: 1960
    Listed with Schatz Real Estate Group
    Broker reciprocity icon
  17. 2 beds, 1 bath
    Home size: 1,023 sq ft
    Lot size: 16,552 sqft
    Year built: 1943
    Listed with Keller Williams Premier Realty
    Broker reciprocity icon
  18. 2 beds, 2 baths
    Home size: 1,512 sq ft
    Lot size: 13,982 sqft
    Year built: 1950
    Listed with Victory Realty
    Broker reciprocity icon
  19. 4 beds, 2 baths
    Home size: 2,266 sq ft
    Lot size: 14,766 sqft
    Year built: 1880
    Listed with Source One Realty, LLC
    Broker reciprocity icon
  20. 2 beds, 2 baths
    Home size: 1,390 sq ft
    Lot size: 1.65 ac
    Year built: 1995
    Listed with RE/MAX Results
    Broker reciprocity icon
  21. 3 beds, 2 baths
    Home size: 1,525 sq ft
    Lot size: 40,989 sqft
    Year built: 2003
    Listed with Coldwell Banker Burnet
    Broker reciprocity icon
  22. 2 beds, 2 baths
    Home size: 1,086 sq ft
    Lot size: 27,137 sqft
    Year built: 1990
    Listed with Keller Williams Premier Realty
    Broker reciprocity icon
  23. 2 beds, 1 bath
    Home size: 1,018 sq ft
    Year built: 1984
    Listed with RE/MAX Results
    Broker reciprocity icon
  24. 3 beds, 2 baths
    Home size: 1,744 sq ft
    Lot size: 23,958 sqft
    Year built: 1979
    Listed with Coldwell Banker Burnet
    Broker reciprocity icon
  25. 3 beds, 2 baths
    Home size: 1,596 sq ft
    Lot size: 2,613 sqft
    Year built: 2005
    Listed with LaBelle Real Estate Group Inc
    Broker reciprocity icon
  26. 3 beds, 3 baths
    Home size: 1,494 sq ft
    Lot size: 1,524 sqft
    Year built: 2002
    Listed with TheMLSonline.com, Inc.
    Broker reciprocity icon
  27. 3 beds, 2 baths
    Home size: 1,325 sq ft
    Lot size: 11,717 sqft
    Year built: 2002
    Listed with Peterson & Associates Realty
    Broker reciprocity icon
  28. 3 beds, 2 baths
    Home size: 1,596 sq ft
    Lot size: 1,742 sqft
    Year built: 2007
    Listed with Real Estate Masters, Ltd
    Broker reciprocity icon
  29. 3 beds, 2 baths
    Home size: 1,011 sq ft
    Lot size: 21,780 sqft
    Year built: 1938
    Listed with RE/MAX Results
    Broker reciprocity icon
  30. 2 beds, 1 bath
    Home size: 1,050 sq ft
    Lot size: 1,263 sqft
    Year built: 1972
    Listed with Weichert, Realtors-Advantage
    Broker reciprocity icon
  31. 2 beds, 1 bath
    Home size: 1,050 sq ft
    Year built: 1991
    Listed with RE/MAX Results
    Broker reciprocity icon
  32. 2 beds, 2 baths
    Home size: 1,204 sq ft
    Year built: 1994
    Listed with Keller Williams Premier Realty
    Broker reciprocity icon
  33. 3 beds, 2 baths
    Home size: 1,573 sq ft
    Lot size: 1,350 sqft
    Year built: 2000
    Listed with RE/MAX Results
    Broker reciprocity icon
  34. 2 beds, 2 baths
    Home size: 1,372 sq ft
    Lot size: 9,365 sqft
    Year built: 1990
    Listed with Keller Williams Premier Realty
    Broker reciprocity icon
  35. 2 beds, 2 baths
    Home size: 1,724 sq ft
    Year built: 1999
    Listed with Edina Realty, Inc.
    Broker reciprocity icon
  36. 2 beds, 2 baths
    Home size: 1,512 sq ft
    Lot size: 1,219 sqft
    Year built: 1973
    Listed with Coldwell Banker Burnet
    Broker reciprocity icon
  37. 2 beds, 1 bath
    Home size: 864 sq ft
    Lot size: 8,712 sqft
    Year built: 1985
    Listed with RE/MAX Results
    Broker reciprocity icon
  38. 2 beds, 2 baths
    Home size: 1,810 sq ft
    Lot size: 1,263 sqft
    Year built: 2007
    Listed with Edina Realty, Inc.
    Broker reciprocity icon
  39. 2 beds, 2 baths
    Home size: 1,288 sq ft
    Lot size: 5,837 sqft
    Year built: 2006
    Listed with Creative Results
    Broker reciprocity icon
  40. 3 beds, 2 baths
    Home size: 1,760 sq ft
    Lot size: 4,791 sqft
    Year built: 1993
    Listed with Keller Williams Classic Realty
    Broker reciprocity icon
  41. 3 beds, 3 baths
    Home size: 1,892 sq ft
    Year built: 2006
    Listed with Bridge Realty, LLC
    Broker reciprocity icon
  42. 2 beds, 2 baths
    Home size: 1,379 sq ft
    Lot size: 10,280 sqft
    Year built: 2006
    Listed with RE/MAX Results
    Broker reciprocity icon
  43. 2 beds, 2 baths
    Home size: 1,156 sq ft
    Lot size: 435 sqft
    Year built: 2000
    Listed with Keller Williams Premier Realty
    Broker reciprocity icon
  44. 2 beds, 2 baths
    Home size: 1,276 sq ft
    Year built: 2001
    Listed with Counselor Realty, Inc
    Broker reciprocity icon
  45. 2 beds, 2 baths
    Home size: 1,580 sq ft
    Lot size: 1,263 sqft
    Year built: 1972
    Listed with Edina Realty, Inc.
    Broker reciprocity icon
  46. 3 beds, 2 baths
    Home size: 1,424 sq ft
    Lot size: 10,454 sqft
    Year built: 1956
    Listed with Realty Group, Inc.
    Broker reciprocity icon
  47. 2 beds, 2 baths
    Home size: 1,550 sq ft
    Year built: 2003
    Listed with Coldwell Banker Burnet
    Broker reciprocity icon
  48. 2 beds, 2 baths
    Home size: 1,380 sq ft
    Lot size: 435 sqft
    Year built: 1979
    Listed with Home Avenue - FSBO
    Broker reciprocity icon
  49. 2 beds, 2 baths
    Home size: 923 sq ft
    Year built: 2006
    Listed with RE/MAX Results
    Broker reciprocity icon
  50. 3 beds, 3 baths
    Home size: 1,740 sq ft
    Year built: 2003
    Listed with Coldwell Banker Burnet
    Broker reciprocity icon

See all Real estate matching your search.
(all data current as of 11/21/2017)

Listing information deemed reliable but not guaranteed. Read full disclaimer.

 

Dale Frisch

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